If you have a past due delinquent credit card account that you are considering a debt settlement on, check your credit report to see if your credit card company or lender has already charged off the account as a loss. … Continue reading
Top 6 Causes of Debt
There are millions of Americans behind on their bills. We’ve compiled some of the top causes of debt that is common. Reduced Income – With the slow economy, a lot of people have been working less hours or even been … Continue reading
Top 5 Reasons for Debt Settlement
Many people are so far behind on debt because of unexpected circumstances such as job loss, health issues or just making poor uneducated decisions that they almost have no chance of ever getting out of debt. Debt settlement offers an … Continue reading
Sample Debt Settlement Letter
[Date] Dear [Name of Debt Settlement Officer], Re: – Bank Name – “Account Number” I am writing with regards to a debt that I owe your company and am unable to pay you in full due to my financial situtation. … Continue reading
What happens if you miss a credit card payment?
It can happen to anyone. Debt piles up and then a catastrophe occurs: you lose your job or face unforeseen expenses. When your credit card bill arrives, you can’t make the minimum payment. What happens next? You’ll be charged a … Continue reading
What does a debt settlement company do?
If you are so far in debt that you regularly miss payments, have bill collectors calling your home or place of business, and feel like there is no way out, you could benefit from the services of a debt settlement … Continue reading
Why Debt Settlement?
Debt settlement is often the last resort before one declares bankruptcy.